Reverse Secured Visa
If you're caught in the credit crunch and are looking for ways to establish or rebuild your credit, R.I.A. Federal Credit Union has the answer!
With a Reverse Secured Visa® card you have the same purchasing power as a regular credit card, as well as plenty of other benefits, like online account access and the convenience of using your card at any one of our ATMs.
- Summary
- Credit limits from $500 to $2,000
- Use share accounts to secure credit
- Accepted worldwide
- Build your credit history
- Fixed Annual Percentage Rate
- No annual fee
- No cash advance fee
- No minimum finance charge
- No default rates
- Rebate dollar program
- 25-day grace period on purchases
- Free credit life insurance on the main cardholder
- Visa fraud protection
- Verified by VISA
- Visa online access 24/7
- Auto rental collision insurance
- Same rate for purchases and cash advances
- Pay by phone, mail, local office, or online
- Verified By VISA
Your VISA Card has many layers of security, making it the safe way to pay for online purchases. At participating online merchants, every transaction is protected with Verified By VISA, a password-based security program that prevents anyone but you from using your card.
View a complete list of participating Verified By VISA merchants.
