Secured Visa
If your credit isn't as spotless as you'd like, it's time to start changing that. Use your R.I.A. Federal Credit Union accounts to get a Secured Visa®.
This card can help you start rebuilding your credit while offering you a 12.80% APR and all the perks of our regular Visa cards. Start getting that credit score back up by using this card anywhere -- it's accepted all over the world.
- Summary
- Use share accounts to secure credit
- Accepted worldwide
- Build your credit history
- No annual fee
- No cash advance fee
- No minimum finance charge
- No default rates
- Rebate dollars program
- 25-day grace period on purchases
- Free credit life insurance on the main cardholder
- Visa fraud protection
- Verified by VISA
- Visa online access 24/7
- Auto rental collision insurance
- Same rate for purchases and cash advances
- Pay by phone, mail, local office or online
- Loans are subject to credit approval
- Restrictions may apply
- Must be a credit union member to receive a loan
- Verified By VISA
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Your VISA Card has many layers of security, making it the safe way to pay for online purchases. At participating online merchants, every transaction is protected with Verified By VISA, a password-based security program that prevents anyone but you from using your card.
View a complete list of participating Verified By VISA merchants.
