If your credit isn't as spotless as you'd like, it's time to start changing that. Use your R.I.A. Federal Credit Union accounts to get a Secured Visa®.
This card can help you start rebuilding your credit while offering you a 12.80% APR and all the perks of our regular Visa cards. Start getting that credit score back up by using this card anywhere -- it's accepted all over the world.
- Use share accounts to secure credit
- Accepted worldwide
- Build your credit history
- No annual fee
- No cash advance fee
- No minimum finance charge
- No default rates
- Rebate dollars program
- 25-day grace period on purchases
- Free credit life insurance on the main cardholder
- Visa fraud protection
- Verified by VISA
- Visa online access 24/7
- Auto rental collision insurance
- Same rate for purchases and cash advances
- Pay by phone, mail, local office or online
- Loans are subject to credit approval
- Rates subject to credit worthiness
- Some restrictions apply
- Must be a credit union member to receive a credit card
- Verified By VISA
Your VISA Card has many layers of security, making it the safe way to pay for online purchases. At participating online merchants, every transaction is protected with Verified By VISA, a password-based security program that prevents anyone but you from using your card.