Visa Classic

This thin piece of plastic packs a lot of purchasing power into your wallet.

Get the credit card that's accepted everywhere and comes with all the superior benefits you've come to expect from the Visa® name, with the outstanding personal service only R.I.A. Federal Credit Union provides.

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Summary
  • 11.80% Annual Percentage Rate
  • Credit limits from $500 to $5,000
  • Accepted worldwide
  • No annual fee
  • No cash advance fee
  • No minimum finance charge
  • No default rates
  • Rebate dollar program
  • 25-day grace period on purchases
  • Free credit life insurance on the main cardholder
  • Visa fraud protection
  • Verified by VISA
  • Visa online access 24/7
  • Auto rental collision insurance
  • Same rate for purchases and cash advances
  • Pay by phone, mail, local office, or online

View your Visa Classic Statement

Verified By VISA

Your VISA Card has many layers of security, making it the safe way to pay for online purchases. At participating online merchants, every transaction is protected with Verified By VISA, a password-based security program that prevents anyone but you from using your card.

View a complete list of participating Verified By VISA merchants.