R.I.A. FCU - Information Desk- History

Our Mission

R.I.A. Federal Credit Union is a progressive, member-owned cooperative whose purpose is to satisfy the financial needs of its members by providing quality, competitive products and services that support the safety and soundness of the credit union.

Progressive - R.I.A. Federal Credit Union will offer financial services that are new and different, if there is a member need and ability to do so cost-effectively.
Member-Owned Cooperative - R.I.A. Federal Credit Union exists for its members/owners.
Financial Needs - R.I.A. Federal Credit Union provides services to meet its member's financial needs.
Competitive - R.I.A. Federal Credit Union intends to stay abreast of the market, but not be driven by it.
Safety and Soundness - R.I.A. Federal Credit Union will maintain a stable balance between earnings and growth.

Our History

R.I.A. Federal Credit Union was originally organized under Iowa Law and opened for business in September of 1935. Today, the Credit Union belongs to the Illinois Credit Union League and is affiliated with the National Association of Federal Credit Unions.

R.I.A. Federal Credit Union is a federally chartered credit union. Therefore, we follow the laws of the Federal Credit Union Act and are supervised and regulated by the National Credit Union Administration (NCUA). All accounts at the credit union are federally insured by the NCUA against loss up to $100,000 per member.

An additional $250,000 of deposit insurance is provided to our members, at no cost, through Excess Share Insurance Corporation (ESI). So your savings at R.I.A. are protected up to $350,000 - the highest federal / private share savings insurance available. This increased level of deposit insurance is just another example of how R.I.A. is determined to provide our members with the highest quality of financial services.

Field of Membership

Membership Eligibility Requirements

The credit union's field of membership encompasses many different businesses and organizations as well as geographical areas. Persons who live or work in Scott, Muscatine, Rock Island and surrounding counties in Iowa and Illinois are eligible for membership, as are persons residing or employed in Monroe and parts of Juneau counties in Wisconsin. Select employee groups in Carroll County and Jo Daviess County in Illinois are also located within R.I.A. Federal Credit Union's field of membership.

If you are interested in membership with the credit union, please send us an e-mail at riafcu@riafcu.com or give us a call at 1-800-RIA-CU4U and we will help determine your eligibility.

Did you know that if you're a member of R.I.A. Federal Credit Union your parents, spouse and children can join too? You can share the benefits you've been enjoying with the people you care most about. From credit cards to auto loans, you'll find we offer an outstanding lineup of services that people want and need.

R.I.A. Federal Credit Union is also available to business owners who would like to offer their employees all the benefits that credit union membership can provide. Please contact our Business Development Department for more details. They can be reached by e-mail at ksmith@riafcu.com or by calling (563) 355-3800 or 1-800-RIA-CU4U.

USA Patriot Act

Your Understanding and Cooperation are appreciated.

The USA Patriot ACT requires credit unions to take extra security precautions to help the government fight the funding of terrorism and money laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

When an account is opened or changed, you will be asked for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying government-issued documents. We will use the information only for purposes of complying with the law. Your privacy is our top concern, and we will respect and protect it as always, consistent with the law’s requirements.