Auto Loans

Whether you're interested in buying a new or used car, your first stop should be R.I.A. Federal Credit Union.

No one will give you better rates, better terms, or better service. Get pre-approved so you have extra negotiating power the moment you walk onto the lot.

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Summary
  • New or used
  • Easy repayment terms
  • Low rates
  • Flexible terms
  • Easy application process
  • Local decision making
  • Quick approvals
  • Rates based on credit history & relationship pricing
  • Pre-approval available
  • Pay by DANA, payroll deduction, or automatic transfer
  • Mechanical Breakdown Protection (MBP)
  • Extended insurance options

Take a look at our rates.

Get pricing and other helpful information at nadaguides.com

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Insurance Options

GAP Insurance

If your vehicle is lost or stolen, your primary insurance company settlement can be significantly less than the outstanding loan or lease balance.

GAP insurance covers the difference between what your insurance company pays and what you actually owe.

  • 60-day free look
  • Low cost protection
  • Protect your credit
  • Peace of Mind

Credit Life Insurance

Credit Life Insurance is available to members under the age of 70.

Disability Insurance is available to members under the age of 66.

Please contact us for additional details.

MBP

Mechanical Breakdown Protection (MBP) protects you financially should anything happen to your car.

  • 24-hour roadside assistance
  • Rental vehicle assistance
  • Tire protection
  • Trip interruption reimbursement
  • No limit on claims
  • Ease of service

Gold, Silver, and Bronze level of coverage offered.