Auto Loans
Whether you're interested in buying a new or used car, your first stop should be R.I.A. Federal Credit Union.
No one will give you better rates, better terms, or better service. Get pre-approved so you have extra negotiating power the moment you walk onto the lot.
- Summary
- New or used
- Easy repayment terms
- Low rates
- Flexible terms
- Easy application process
- Local decision making
- Quick approvals
- Rates based on credit history & relationship pricing
- Pre-approval available
- Loans are subject to credit approval
- Restrictions may apply
- Must be a credit union member to receive a loan
- Pay by DANA, payroll deduction, or automatic transfer
- Mechanical Breakdown Protection (MBP)
- Extended insurance options
- Federally insured by NCUA
Get pricing and other helpful information at nadaguides.com
- Insurance Options
GAP Insurance
If your vehicle is lost or stolen, your primary insurance company settlement can be significantly less than the outstanding loan or lease balance.
GAP insurance covers the difference between what your insurance company pays and what you actually owe.
- 60-day free look
- Low cost protection
- Protect your credit
- Peace of Mind
Debt Protection
Safeguard your loan in times of uncertainty
Debt Protection can help relieve financial pressure in the event of death, disability or involuntary unemployment.
- Low Cost
- Coverage up to age 70
- Available for most Consumer, Closed-End Second Mortgages and Home Equity Lines of Credit loans
- Death coverage up to $75,000
Please contact us for additional details.
- Route 66 Warranty
Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road.
- 24/7/365 Emergency roadside service
- Rental vehicle allowance
- Battery coverage
- Total loss refund option
- $0 Deductible on all plans
- Nationwide coverage
- Loan Special
$75 Special
Now you can get pre-approved for your next auto loan at any RIA FCU branch and receive $75 in cash at loan closing. A pre-approved auto loan lets you negotiate with dealers for the best possible deal. Once your loan is funded we will deposit $75 in your savings account. It's that easy! If you're looking for an auto in the near future, don't let this great deal get away!
Refinance Special
Are you paying a high interest rate on your existing auto at another financial institution? Check out our 2% rate reductions. Now you can refinance that loan with RIA FCU and get up to 110% of the NADA retail value at 2% less than your current Annual Percentage Rate (subject to a minimum of 3.5% APR). Don't spin your wheels paying extra on your current auto loan, refinance with RIA FCU and start saving today!
*Loans are subject to credit approval
*Certain restrictions apply
*Must be a credit union member to receive a loan
This credit union is federally insured by the National Credit Union Administration
