Other Secured Loans
When we say we want to help you make your dreams come true, we mean it!
Whether that means helping you create or rebuild your credit with a secured loan, getting you out on the road to adventure with a motorcycle or RV loan, or anything else you can dream of. If you want it, we can help you get it.
- Share/Certificate Secured Loan
Use your R.I.A. Federal Credit Union share account or certificate as collateral to get a great rate on a loan.
- Flexible terms
- No credit report required
- Funded immediately
- Credit Builder
- Limited credit application is needed
- Payment for certificate secured is due at maturity
- Secured funds must be member-owned
- Rate is 3% above share/certificate rate
- 100% of share balance can be borrowed
- 90% of certificate balance can be borrowed
- Term for share secured up to 48 months
- Boat, RVs, ATVs, and Motorcycles
If you're feeling the need for a little adventure, we can help you get the financing you need.
- Low interest rates
- Automatic payments
- Financing for members with less than perfect credit available
- Up to 120-month terms
- Rates based on credit history & relationship pricing
- Can finance up to 100% of retail value
- Payment Protection Plan
