R.I.A. FCU - Products and Services- Mortgages

Mortgage Products

First Mortgages

R.I.A. Federal Credit Union offers mortgages at competitive rates with flexible terms. All with the excellent service you've come to expect. If you're thinking of purchasing a home in the near future, give us a call or stop in. We can pre-qualify you so you can shop now and be ready when the time is right.

Second Mortgages

In addition to the variety of first mortgage products, we also have the following second mortgage alternatives.

Home Equity

By using the available equity in your home, you have the power to make financial decisions you've only dreamed about. If you plan on borrowing for a major expenditure such as home remodeling, college tuition, or a new auto, using the equity you have in you home may be your best option. In addition, home equity loan rates are normally lower than most traditional loans and the interest you pay may be tax deductible. Be sure to consult your accountant or tax advisor for details.

Home Equity Line of Credit

Home Equity Line of Credit provides the greatest flexibility for your money. You draw the available funds when you need it for whatever reason and pay interest only on the outstanding balance.

Click here for current rates and available terms.