Phone: (800) 742-2848

Secured Visa

If your credit isn't as spotless as you'd like, it's time to start changing that. Use your R.I.A. Federal Credit Union accounts to get a Secured Visa^®.

This card can help you start rebuilding your credit while offering you a low 12.80% rate and all the perks of our regular Visa cards. Start getting that credit score back up by using this card anywhere -- it's accepted all over the world.

Summary

Use share accounts to secure credit
Accepted worldwide
Build your credit history
Fixed Annual Percentage Rate
No annual fee
No cash advance fee
No minimum finance charge
No default rates
Rebate dollar program
25-day grace period on purchases
Free credit life insurance on the main cardholder
Visa fraud protection
Verified by VISA
Visa online access 24/7
Auto rental collision insurance
Same rate for purchases and cash advances
Pay by phone, mail, local office or online

Verified By VISA

Your VISA Card has many layers of security, making it the safe way to pay for online purchases. At participating online merchants, every transaction is protected with Verified By VISA, a password-based security program that prevents anyone but you from using your card.

View a complete list of participating Verified By VISA merchants.