Phone: (800) 742-2848

Reverse Secured Visa

If you're caught in the credit crunch and are looking for ways to establish or rebuild your credit, R.I.A. Federal Credit Union has the answer!

With a Reverse Secured Visa^® card you have the same purchasing power as a regular credit card, as well as plenty of other benefits, like online account access and the convenience of using your card at any one of our ATMs.

Summary

Credit limits from $500 to $2,000
Use share accounts to secure credit
Accepted worldwide
Build your credit history
Fixed Annual Percentage Rate
No annual fee
No cash advance fee
No minimum finance charge
No default rates
Rebate dollar program
25-day grace period on purchases
Free credit life insurance on the main cardholder
Visa fraud protection
Verified by VISA
Visa online access 24/7
Auto rental collision insurance
Same rate for purchases and cash advances
Pay by phone, mail, local office, or online

Verified By VISA

Your VISA Card has many layers of security, making it the safe way to pay for online purchases. At participating online merchants, every transaction is protected with Verified By VISA, a password-based security program that prevents anyone but you from using your card.

View a complete list of participating Verified By VISA merchants.