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Our History

R.I.A. Federal Credit Union was originally organized under Iowa Law and opened for business in September of 1935. Today, the credit union is affiliated with the Defense Credit Union Council, National Association of Federal Credit Unions, and the State Leagues of Illinois, Iowa, and Wisconsin.

R.I.A. Federal Credit Union is a federally chartered credit union. Therefore we follow the laws of the Federal Credit Union Act and are supervised and regulated by the National Credit Union Administration (NCUA). All accounts at the credit union are federally insured by the NCUA against loss up to $250,000 per member.

An additional $250,000 of deposit insurance is provided to our members, at no cost, through Excess Share Insurance Corporation (ESI). So your savings at R.I.A. are protected up to $500,000 -- the highest federal / private share savings insurance available. This increased level of deposit insurance is just another example of how R.I.A. is determined to provide our members with the highest quality of financial services.

The credit union's field of membership encompasses many different businesses and organizations as well as geographical areas. Persons who live or work in Scott, Muscatine, Rock Island, and surrounding counties in Iowa and Illinois are eligible for membership, as are persons residing or employed in Monroe and parts of Juneau counties in Wisconsin. Select employee groups in Carroll County and Jo Daviess County in Illinois are also located within R.I.A. Federal Credit Union's field of membership.

If you are interested in membership with the credit union but are unsure if you qualify, please let us know. We will help determine your eligibility.

Did you know that if you're a member of R.I.A. Federal Credit Union your parents, spouse, and children can join too? You can share the benefits you've been enjoying with the people you care most about. From credit cards to auto loans, you'll find we offer an outstanding lineup of services that people want and need.

R.I.A. Federal Credit Union is also available to business owners who would like to offer their employees all the benefits that credit union membership can provide.