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Regular Share Savings Account

Become an R.I.A. Federal Credit Union member and start saving today with a Regular Share Savings Account. It only takes $5 to get started and you own a stake in the Credit Union.


Depending on the type of account opened, share savings accounts require maintaining a minimum average daily balance to earn dividends.
  • Balances over $250 earn dividends
  • Your deposits are covered up to $500,000 with up to $250,000 provided by NCUA and up to $250,000 by Excess Share Insurance.
  • Rates may change after the account is opened. Fees may reduce earnings on this account. 
  • Free ATM card
  • Free Online Banking
  • Free eStatements
  • DANA Telephone Banking
  • Direct deposit available
  • $5 to open

How can I open a share savings account?

It's easy! Share savings accounts are open to any current R.I.A. Federal Credit Union member.

Becoming a member simply starts with living in one of our communities and surrounding areas. This includes the Quad Cities, Wilton, Iowa, Savanna, Illinois, and up by Tomah and Fort McCoy, Wisconsin.

Find out if you're eligible on our membership page.

Then, you can apply for a share savings account online or visit your nearest branch. Remember, all you need is $5 to open your account, so let's get started!