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Individual Retirement Accounts (IRA'S)

It's never too early to start saving for retirement. An IRA from R.I.A. Federal Credit Union offers a high rate of return with security of funds so you know your money will be there when you need it.

Start planning for the future today.


  • Good rates
  • Flexible terms
  • Your deposits are covered up to $500,000 with up to $250,000 provided by NCUA and up to $250,000 by Excess Share Insurance.
  • Possible tax advantages

Contributions to the Roth IRA or Education IRA are not tax-deductible, but the accounts offer the opportunity for tax-free earnings. For information on how each type of account would benefit your specific situation, talk to your tax advisor.