Online Banking


With CardCash™, everyday spending has its rewards! Have those rewards deposited into your account monthly! We have made changes to the program, that are outlined below, effective March 1st, 2015.

R.I.A. Federal Credit Union is now offering CardCash™. Enroll today to earn up to 1% cash back on your qualified non-PIN debit card purchases. Earn unlimited cash back annually.*
Here’s how CardCash™ works:
  • Use your debit card for your everyday purchases.
  • Request that your purchases be run as CREDIT.
  • Exceed your monthly non-PIN minimum spend of $500.00 to start earning.
  • Press credit to get UNLIMITED cash back per year!*
    • 1.00% on qualified monthly purchases totaling $500.01-$1,000.00
    • 0.50% on qualified monthly purchases totaling $1,000.01-$1,500.00
    • 0.25% on qualified monthly purchases totaling $1,500.01 and higher
  • Exceed your monthly minimum faster by paying your bills with your debit card.
  • You can track your earnings each month with a CardCash™ eStatement, just provide your email address when enrolling.
  • Money is deposited monthly right into your account! How easy is that?

Enroll Here

*Terms & Conditions apply. Visit for details. To contact CardCash™ call 615.864.7520 or email