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Finance 101

  • Home Improvement on a Budget

    Posted on May 08, 2020 by Brooke Keck – Mortgage Loan Originator
    Right now, like most of us, you’re at home more than you’ve been in years. We’re working from home, taking care of kids at home and spending more time in our yards and living rooms. Maybe you’re noticing the wear and tear of the years. Or you’re wondering why you’ve put off your to-do list for so long. Maybe your project is as simple as wall paper removal and house painting, or perhaps it’s something a little more time consuming, like refinishing floors or replacing a bath tub. Big or small, complicated or easy – R.I.A. FCU has some ideas for a spring spruce up—on a budget.
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  • Should I Buy a Home During a Pandemic?

    Posted on March 30, 2020 by Brooke Keck – Mortgage Loan Originator
    Q: I’ve been planning to buy my first home this spring, and I’ve spent years preparing for this purchase. Now that the coronavirus has had a negative impact on the economy, I’m wondering if I should go through with my plans. Is it a good idea to buy a house during a pandemic?
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  • First-Time Home Buyer Tips

    Posted on February 28, 2019 by Brooke Keck – Mortgage Loan Originator
    Buying a house is probably the biggest investment you’ll ever make. It can be scary—not just because you don’t want to have buyer’s remorse with such a huge purchase, but also because it’s a complex process with lots of terms you’ve never heard before. Suddenly people are talking about "points" and "closing costs" and "escrow." Worse—they’re looking at you like you know what they’re talking about! Here’s the good news: we have a great mortgage team at R.I.A. FCU and we want to help you. Let’s start with a few basic tips:
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  • Tips for Buying a Home

    Posted on February 27, 2018 by Jake Ward, CMSE – VP of Marketing
    As we start to think about warmer weather, those of us in the market for a new home are starting to get serious about house hunting. It’s exciting, but can also be a little nerve wracking. And that’s where we can help you! We have an in-house mortgage team who would love to give you some tips personalized to your own journey. Here are some things to think about:
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  • Home Equity Loans Explained

    Posted on May 03, 2017 by Jake Ward, CMSE – VP of Marketing
    Maybe you’re interested in home renovations, debt consolidation, higher education, or maybe you want to help pay for your daughter’s wedding.
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  • Getting the Best Deal while Mortgage Rates Rise

    Posted on March 13, 2017 by Jake Ward, CMSE – VP of Marketing
    It’s no surprise that the Federal Reserve Board has been gradually raising interest rates. This has an effect on mortgage rates as well. So, if you’re thinking of buying a home, sooner is better. Here are a few tips on making sure you get the best mortgage available.
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  • Home Buying Tips

    Posted on March 15, 2016 by Jake Ward, CMSE – VP of Marketing
    There is no doubt that the process of buying a home is stressful. You have to juggle your wants, your needs, your funds, and your time
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  • Winterizing Your Home!

    Posted on November 21, 2014 by Jake Ward, CMSE – VP of Marketing
    The winter months bring cold weather and rising household costs. Here are some simple ways to keep costs down in your home this winter
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