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Don’t Buy a Home Without R.I.A. Federal Credit Union

Posted on June 17, 2020 by Jake Ward

Get excited about buying a new home when you partner with the mortgage experts at R.I.A. Federal Credit Union!

Not only do we make the process seamless and simple, but we’re committed to offering you low closing costs.


Here are four reasons you should choose to partner with the team at R.I.A. Federal Credit Union throughout your home- buying process.


Seamless and Simple Process


From house-hunting to closing the deal, there are many steps to take before you can call a house your home. At R.I.A. Federal Credit Union, we make applying for a home loan as simple and easy as possible.


Start now with your online home loan application in our Mortgage Center or call 1-563-355-3800 or 800-742-2848 to get connected with a Mortgage Loan Officer.


Save $500 Off Mortgage Closing Costs


From moving costs, maintenance, upgrades, and possible Homeowners Association dues, the home buying process comes with multiple expenses. If you’re not careful, closing costs can come as a surprise, too — especially if you’re a first-time home buyer!


At R.I.A. Federal Credit Union, our team is committed to helping you cover fees with $500 off first mortgage closing costs.


We’re Connected


Throughout their numerous years of experience, our team of mortgage professionals has made connections with knowledgeable real estate professionals in the area, ranging from realtors, and attorneys to inspectors and more.

Starting with a lender you trust is a solid way to end your home- buying process with ease.


Here’s what our mortgage team is saying about the housing market right now.


"Personally, I feel like the real estate market here in the Quad Cities is red hot right now! The biggest issue our area is having is finding houses for buyers to buy. My realtor told me there are a 1,000 properties pending sale here in the Quad Cities--that is a lot of houses. It’s a strong seller’s market." Mario Jorge, R.I.A. Mortgage Expert


"Now is the perfect time to invest in a new home! With the economy beginning to open back up, we are seeing a lot more homes listed on the market. Rates are still at record low levels, making home ownership more affordable than it has been in years.  At R.I.A. Federal Credit Union, we have a great mortgage team to help you through the entire process and some of the lowest closing costs in the area!" - Angie Ray, R.I.A. Mortgage Expert


"The year 2020 has been a year for the history books!  While life seems to be changing almost daily, one thing has remained, people are still buying and selling houses!  Through all the new curveballs we’ve experienced you may be asking yourself, “is now the right time to buy a new home?”
I reached out to Josh Mercer, a local realtor with the Stopulos Team at Ruhl & Ruhl, to get the low-down on our local real estate market.  According to Josh, the market is booming despite everything that is going on.  Houses are going fast!  Inventory is moving quickly and more is needed to satisfy the amount of buyers actively looking for homes. 

What does this mean? This is a great market for both first-time buyers and move-up buyers if you have the right team behind you.  If you want to take advantage of historically low interest rates and purchase a new home, the best thing you can do is gain a solid pre-approval from a local lender, like R.I.A. Federal Credit Union. 

As your loan experts, our job is to make sure we understand your story and how you can present a strong offer when the right home pops up.  The time for us to talk is NOW.  That way, when your dream home comes on the market you know your pre-approval terms and can make the best offer possible.  Sellers are serious and buyer’s need to match that with preparedness. You can do this. Let R.I.A. help!" Brooke Keck, R.I.A. Mortgage Expert


We’re Here For You


Our team is committed to partnering with you throughout the entire home buying process. From our first encounter until you close on your dream house, we’re always a call away.

Visit riafcu.com/homes or call 1-800-742-2848 for information on ways R.I.A. Federal Credit Union is here to help.