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Applying for a Visa Credit Card with R.I.A. gives you the purchasing power of Visa, at an incredibly low rate, without all the fees.

No Fee Visa Balance Transfer Request

Visa Gold

Secured Visa


View Full Visa Disclosure

To avoid paying interest pay your entire statement balance by the 23rd of the following month. For example, purchases made for the month of January must be paid by the 23rd of February to avoid interest charges. Statements are printed and mailed at the end of every month.

We calculate your balance using a method called "average daily balance (including new purchases)."

With a Visa Credit Card from R.I.A. Federal Credit Union, you'll be issued a bank credit card backed by your local credit union. We've negotiated lower rates and no fee conditions to give you more buying power and flexibility when you need it. If you have problems with your Visa Credit Card, we're nearby and ready to help.

*Rates, terms and conditions are subject to change and are based on creditworthiness and qualifications. Credit card rate and limit are chosen based on credit history and score. All loans subject to approval. 

Get the card with real benefits. Let us help!

Our Visa Credit Card is a perfect fit for you.

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