Online Banking

Applying for a Visa Credit Card with R.I.A. gives you the purchasing power of Visa, at an incredibly low rate, without all the fees.

No Fee Visa Balance Transfer Request

Visa Gold

8.8% Non Variable Annual Percentage Rate*
Limits from $500 to $20,000
No Annual Fee
No Balance Transfer or Cash Advance Fee
Free Visa Purchase Alerts
Earn Unlimited Cash Back, up to 1%
Access to Apple Pay, Google Pay, Samsung Pay and Visa Checkout
Apply For a Visa Gold Card now
1% Foreign Transaction Fee

Visa Classic

9.8% Non Variable Annual Percentage Rate*
Limits from $500 to $10,000
No Annual Fee
No Balance Transfer or Cash Advance Fee
Free Visa Purchase Alerts
Earn Unlimited Cash Back, up to 1%
Access to Apple Pay, Google Pay, Samsung Pay, and Visa Checkout
Apply For a Visa Classic Card now
1% Foreign Transaction Fee

Secured Visa

12.8% Non Variable Annual Percentage Rate*
No Annual Fee
No Balance Transfer or Cash Advance Fee
Help Restore or Build your Credit
Free Visa Purchase Alerts
Earn Unlimited Cash Back, up to 1%
Access to Apple Pay, Google Pay, Samsung Pay, and Visa Checkout
Apply For a Visa Secured Card now
1% Foreign Transaction Fee

To avoid paying interest pay your entire statement balance by the 23rd of the following month. For example, purchases made for the month of January must be paid by the 23rd of February to avoid interest charges. Statements are printed and mailed at the end of every month.

We calculate your balancing using a method called "average daily balance (including new purchases)."

*Rates, terms and conditions are subject to change and are based on creditworthiness and qualifications. Credit card rate and limit are chosen based on credit history and score. All loans subject to approval.

What members are saying

Attention to detail and a wonderfully friendly staff are just a few of the attributes I would use to describe the R.I.A. Federal Credit Union in Tomah.

One of the most unique qualities about the employees is that they are always looking out for my best interest. Unlike other lending institutions I have worked with, they will present you with multiple options when it comes to lending, explaining each along the way, so that I am able to make an educated decision rather than signing paperwork and 20 minutes later wondering what it is I signed. Peace of mind is invaluable when it comes to your finances, and I have found that at R.I.A. Federal Credit Union.
Michael, Tomah
I am now on my fifth auto loan through R.I.A. Federal Credit Union. Their staff are very knowledgeable, customer-friendly and always remember my name, and their interest rates are superb. I would recommend R.I.A. to everyone for any of their financial needs.
Chris, Tomah
I love the R.I.A. Federal Credit Union branch in Savanna because of the well trained and dedicated supervisor. The service representatives are very knowledgeable and helpful. The central location is desirable offering a wide range of quality financial services.
Irv, Savanna
So glad I made the switch to R.I.A. Federal Credit Union awhile ago. They take the time to remember their members names and even voice when they call in all the time. Super friendly staff and excellent customer service always! I absolutely love doing business with them.
Briana, Coal Valley
We opened our accounts in October of 2010. We immediately felt welcome into the R.I.A. Federal Credit Union family. The entire staff has been friendly, helpful with any and all problems or questions. Very professional to deal with.
Jerry & Rosann, Silvis
Our son being the Lil’ Saver at the Mallard’s game was such a great experience. Thank you so much! It really is an amazing opportunity that you do for the kids.
Amy, Moline