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Home Mortgage Loans

Home Loans for the Quad Cities and Beyond

From house hunting to closing the deal, there are many steps to take before you can call a house your home. That's why R.I.A. Federal Credit Union makes applying for a home loan as simple and easy as possible.

Start now with your online home loan application in our Mortgage Center to get started or call 1-563-355-3800 or 800-742-2848 to get connected with a mortgage home loan officer.

Summary On Home Loans

  • Competitive Rates
  • Fixed Rate Mortgages
  • Conventional Home Loans
  • Up to 30-year Mortgage Terms
  • Home Equity Loans or Lines of Credit
  • Easy Online Home Loan Application
  • Federally insured by NCUA
  • Must be a credit union member to qualify for a loan

Home Loan Rates

R.I.A. FCU's home loan rates in the Quad Cities area are among the most competitive, as well as up in Tomah and Fort McCoy, Wisconsin. Check out our latest rates or contact your nearest branch today!

Home Equity Loans or Line of Credit

A home equity loan will give you access to cash for projects or large purchases you need now. We allow members who qualify to borrow up to 95% of home value, where as other lenders cap it at only 80%. Speak with our home loan officers at any of our 11 credit union branches to learn more.

Home Loans for First Time Home Buyers

If this is your first time buying a home, our mortgage lenders will guide you through the process of finding a home loan rate that fits your budget and financial goals. We'll take the time to walk you through your options and explain the pros and cons of each. There's a lot of questions to answer and we want to help you make the smartest home loan decision for you.

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