When you're ready to start looking for your dream home, come to R.I.A. Federal Credit Union first. We offer mortgages at competitive rates with the excellent service you've come to expect.
1st Mortgage Loan Features
- Fixed terms with 10, 15, 20, and 30-year options.
- Adjustable Mortgage Rate Loans
- FHA, VA, and USDA Loans with Premier Lending Alliance
- Low closing costs
- Visit our mortgage center
- View rates
*Offer may expire at anytime.
Looking for help? Let us know!
Or you might want to
SPEAK WITH ONE OF OUR MORTGAGE EXPERTS TODAY
Saving on Mortgage Loan Closing Costs
Closing costs fees can take many new homeowners by surprise. Typically, they make up 2% to 5% of your mortgage loan cost. It can include many different fees for the services and expenses you'll need for your mortgage. This can include the cost of a home inspection, appraisal, attorney fees, mortgage insurance, property taxes, title fees, and more.
*There are so many items outside of your new home's value that can add up quickly. That's why we are offering this special of $500* that you can use towards closings costs to help offset some of those fees. Loans must close prior to July 31st, 2020 to receive special. $500 off applies to first mortgages only. Minimum loan amount of $20,000. If refinancing a current R.I.A. FCU mortgage, must borrow an additional $20,000 to receive this offer.
When you apply for your mortgage loan, we'll outline all of your closing costs in your loan estimate. Reach out to any of our local branches in the Quad Cities, Savanna, IL or Wisconsin with your mortgage loan questions.