When you're ready to start looking for your dream home, come to R.I.A. Federal Credit Union first. We offer mortgages at competitive rates with the excellent service you've come to expect.
1st Mortgage Loan Features
*Offer may expire at anytime.
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Saving on Mortgage Loan Closing Costs
Closing costs fees can take many new homeowners by surprise. Typically, they make up 2% to 5% of your mortgage loan cost. It can include many different fees for the services and expenses you'll need for your mortgage. This can include the cost of a home inspection, appraisal, attorney fees, mortgage insurance, property taxes, title fees, and more.
*There are so many items outside of your new home's value that can add up quickly. That's why we are offering this special of $500* that you can use towards closings costs to help offset some of those fees. Loans must close prior to September 30th, 2020 to receive special. $500 off applies to first mortgages only. Minimum loan amount of $20,000. If refinancing a current R.I.A. FCU mortgage, must borrow an additional $20,000 to receive this offer.
When you apply for your mortgage loan, we'll outline all of your closing costs in your loan estimate. Reach out to any of our local branches in the Quad Cities, Savanna, IL or Wisconsin with your mortgage loan questions.