Applying for a first time auto loan with R.I.A. Federal Credit Union is fast and easy! This is a great way to safely establish credit. With flexible terms and competitive rates, now is a great time to find a new or used vehicle.
- Proof of minimum 6 months of paid as agreed credit history from 3 alternative credit sources*
- 6 months verified continuous employment history and current 30 days of pay stubs
- Proof of full coverage insurance on auto
- Must be an R.I.A. Federal Credit Union member
- Apply for a loan
*Alternative credit sources include: 1. Rental history with direct verification of rent amount and payment history, or current paid property tax record for home address. 2. Current phone bill to home address, cell phone service, cable T.V., utilities (water, sewer, gas and electric, fuel oil) mortgage insurance, car insurance, non-reporting bank loans or credit union loans. 3. Member checking and savings account history.
Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. Loans are subject to credit union approval. Auto loan amount financed does not exceed NADA retail value, including tax, title, license and registration. Restrictions may apply.