Make Your Holidays Even Better with Skip-a-Payment!
If you need a little extra cash for your holiday plans, take advantage of our Skip-a-Payment promotion on qualifying loans*. For a small $25 fee you could skip your November or December loan payment and use the money to finance some holiday fun, home improvements, or a family trip! It's simple. Just complete the Skip-a-Payment form sent with your September statement and return it to us. The form is accessible anytime by logging into your E-statement. Once printed and signed, drop the form off at any R.I.A. FCU location or mail it to:
R.I.A. Federal Credit Union
Attn: Loan Servicing
PO Box 4750
Rock Island, IL 61204-4750
Everyone on the loan must sign the skip form before it will be processed.
To sign up for E-statements, simply login
into online banking and click the E-statement link at the top of the page then accept the agreement. Don't have online banking? Enroll today!
*Mortgage Loans, lines of credit (Konstant Kash & HELOC), and credit cards (Visa), do not qualify for Skip-a-Payment. Loans must be established, with at least one full month's payment made from the new loan disbursement date or since the last payment skipped to be eligible. Borrowers or co-borrowers with delinquent loans, loans with a delinquent history, bankruptcy, charge off, or who have otherwise causes a loss to the credit union are not eligible. R.I.A. FCU reserves the right to deny any Skip-a-Payment request. If you elected warranty coverage, the coverage will not be extended beyond the original maturity date. Other restrictions may apply.
The holiday skip-a-pay offer of 1 monthly, 2 bi-weekly/semi-monthly or 4 weekly payments is good for your November or December 2019 payment. A $25.00 fee will be assessed for each qualifying loan in order to take advantage of this offer. This fee will be added to your loan. If you wish to take care of the fee another way, you can discuss it with your local branch office.
The form must be received by R.I.A. FCU at least 7 days prior to the payment date you wish to skip. Interest will still accrue through the deferred payment period.