Refinance Your Loan and Save - Quad Cities - R.I.A. Federal Credit Union
Skip to main content

Enjoy Savings Plus a $100 Bonus from R.I.A. Federal Credit Union

Do you feel trapped in a high interest rate vehicle or personal loan?  We can help you get out from under it! Take advantage of our 1% rate reduction on auto, motorcycle, boat, ATV, RV, or personal loans!

  • Apply for a vehicle loan today! Reduce your loan rate from another lender by a full 1% , to as low as 3.39% APR with a maximum term of 66 months OR up to a maximum term of 84 moths as low as 4.39% APR*
  • Apply for a personal loan today! Reduce your personal loan rate from another lender by a ful 1%, to as low as 8.75% APR with a maximum term of 60 months**
  • Earn $100 incentive after your third payment is made with an active R.I.A. checking account with direct deposit***
  • There's no application fee and we offer flexible repayment terms. 
  • It's fast and easy!

See how much you could save today!


Fill out this form if you're interested in lowering the rate on your vehicle or personal loan.

* Indicates Required

Or you might want to

Call 563-355-3800

*APR=Annual Percentage Rate. For example, a 48 month term vehicle loan for $10,000 @ a 3.39% APR, the monthly payment will be approximately $223.07. 
**APR=Annual Percentage Rate. For example, a 60 month term personal loan for $7,500 @ 8.75% APR, the monthly payment will be approximately $154.78. 
***$100 incentive will be paid after 3rd payment from any account is made and an active checking account is established. Checking account has to have an active direct deposit from your payroll or pension into primary borrowers checking account. Minimum refinanced loan amount to receive bonus is $5,000. 

This 1% rate reduction program is effective May 1st, 2020 to July 31st, 2020. All refinanced Auto, RV/Marine/Motorcycle/ATV loans are subject to a minimum floor rate of 3.39% APR, Maximum rate is 18% APR on all loans. Maximum loan term of 66 months for the 3.39% APR and 84 months for the 4.39% APR on Autos and RV/Marine/Motorcycle/ATV. Maximum loan term of 60 months for the 8.75% APR on Personal Loans requires minimum loan of $7,500, otherwise max term is 48 months for lower balances. Offer applies to closed end loans only. Eligible collateral includes new through 10 year-old models only. Current loans with R.I.A. Federal Credit Union do not qualify for this promotion. Loans are subject to credit approval. Restrictions may apply. Not all will qualify, see loan specialist for details.