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Private Student Loans

Paying for college just got easier!

RIA has partnered with Lendkey and now offers a competitive funding solution to students and their families for all qualified education expenses – including tuition, room and board, books, computers, and more. You will enjoy competitive interest rates, flexible terms, and the ability to consolidate existing student loan debt into affordable payments. Let R.I.A. FCU and Lendkey handle your student loan needs, so you can focus on your education.
Learn more about Private Student Loans here.

Student Loan

  • Competitive interest rates* & the potential for even lower rates with good grades
  • Flexible repayment terms*
  • Affordable payments
  • 1% interest rate reduction once 15% of loan principal is repaid during full repayment
  • 30-day return policy allows borrower to cancel loan without fees or interest
  • No origination fee for all student borrowers
  • Cosigner release available after 24 on time monthly principal and interest payments have been made
  • Financial literacy component helps students to: Learn good credit habits & Build credit score while still in school

   *All loans are subject to approval.  Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications.

Consolidate your Student Loans with R.I.A.


Consolidating your student loans with R.I.A. Federal Credit Union could mean thousands of dollars in potential savings. We can help facilitate your cash-flow management and long-term debt elimination. Apply for consolidation, or speak to one of our friendly loan experts to start saving today.     
  • NEW! Consolidate both PRIVATE and FEDERAL student loan debt
  • Simplify your finances
  • One easy monthly payment
  • Competitive rates
  • Lower payments
  • Extended repayment term
  • Cosigner release available after 24 on time monthly principal and interest payments have been made

All loans are subject to approval and based on credit worthiness and qualifications.