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VisaGold

Applying for a Visa Credit Card with R.I.A. gives you the purchasing power of Visa, at an incredibly low rate, without all the fees.

No Fee Visa Balance Transfer Request

Visa Gold

  • 8.8% Non Variable Annual Percentage Rate*
  • Limits from $500 to $20,000
  • No Annual Fee
  • No Balance Transfer or Cash Advance Fee
  • Earn Unlimited Cash Back, up to 1%
  • Access to Apple Pay and Visa Checkout
  • Apply now

Visa Classic

  • 9.8% Non Variable Annual Percentage Rate*
  • Limits from $500 to $10,000
  • No Annual Fee
  • No Balance Transfer or Cash Advance Fee
  • Earn Unlimited Cash Back, up to 1%
  • Access to Apple Pay and Visa Checkout
  • Apply now     

Secured Visa

  • 12.8% Non Variable Annual Percentage Rate
  • No Annual Fee
  • No Balance Transfer or Cash Advance Fee
  • Help Restore or Build your Credit
  • Earn Unlimited Cash Back, up to 1%
  • Access to Apple Pay and Visa Checkout
  • Apply now

Fees:

  • Annual Fee                      None
  • Balance Transfer              None
  • Cash Advance                 None
  • Foreign Transaction       None
  • Late Payment                  Up to $15
  • Over the Credit Limit      None
  • Returned Payment          None

To avoid paying interest pay your entire statement balance by the 23rd of the following month. For example, purchases made for the month of January must be paid by the 23rd of February to avoid interest charges. Statements are printed and mailed at the end of every month.

We calculate your balancing using a method called "average daily balance (including new purchases)."


*Rates, terms and conditions are subject to change and ​are based on creditworthiness and qualifications. Credit card rate and limit are chosen based on credit history and score.

 

 

 

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