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Applying for a Visa Credit Card with R.I.A. gives you the purchasing power of Visa, at an incredibly low rate, without all the fees.

Do you feel trapped in a high interest rate credit card? Get out from under that high rate!

Congratulations! You've been pre-qualified for an R.I.A. FCU Visa Gold Credit Card!

Now is the perfect time to apply for a Visa with R.I.A. Starting May 1st, current card holders will enjoy 4.9% annual percentage rate on purchases and balance transfers. After the promotional rate ends at the end of the ​November billing cycle we won't sky rocket your rate, your ​promotional balances will revert back to the low rate of 8.8% APR, 9.8% APR, or 12.8% APR depending on your card type. You will find the rates on all three of our great Visa Credit Card options below.

Must be a current card holder prior to May 1st for this offer. 

No Fee Visa Balance Transfer Request

Visa Gold

  • 8.8% Non Variable Annual Percentage Rate*
  • Limits from $500 to $20,000
  • No Annual Fee
  • No Balance Transfer or Cash Advance Fee
  • Earn Unlimited Cash Back, up to 1%
  • Access to Apple Pay and Visa Checkout


*APR=Annual Percentage Rate

You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 1-888-567-8688.

You received this offer because you satisfied the criteria of credit worthiness we used to screen persons for this offer. This pre-approved credit offer may not be extended if: (1) you no longer meet the minimum credit score and payment criteria used to select you for this offer; (2) you are delinquent on a loan or not in good standing with R.I.A. Federal Credit Union; (3) we are unable to verify your income or employment; (4) your income in our opinion and according to our established criteria is not sufficient to repay the credit offered; or (5) you do not meet our lending guidelines.  

Not all applicants will qualify for the rate shown. Your rate is determined by your credit history. Rates and terms are subject to change based on market conditions and borrower's eligibility.

Some conditions apply. Must meet credit union lending guidelines. There is a maximum interest rate of 12.80% APR

This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call 1-888-8688 or visit the website at; or write:

Transunion Opt Out Request, PO Box 505, Woodlyn, PA 19094-0505;
Experian Information Systems, Inc. PO Box 919, Allen, TX 75013; or
Equifax Options, PO Box 740123, Atlanta, GA 30374-0123




Get the card with real benefits. Let us help!

Our Visa Credit Card is a perfect fit for you.

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