Online Banking

2% APR* Rate Reduction

April - September 2015

Celebrating 80 years of service and our new Corporate Center with this special offer!

R.I.A. Federal Credit Union has brought back our 2% rate reduction on qualifying autos, boats, RVs, and motorcycles refinanced from other lenders.

Now you can refinance that loan with R.I.A. FCU and get 110% of the NADA retail value at 2%* less than your current Annual Percentage Rate on any vehicle, RV, Motorcycle, or Marine loan** you may have with another lender, AND R.I.A. FCU will pay your lien recording fee! 

Apply Today

 

$100 Preapproval Bonus

April - September 2015

In the market for a new vehicle? Apply for a new or used auto, boat, RV, or motorcycle loan with R.I.A. FCU. Once that loan is disbursed in branch or at one of our dealer partners, R.I.A. will put $100 in your savings account as a thank you!

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*APR=Annual Percentage Rate. This 2% program is effective April 1, 2015 to ​September 30, 2015. All refinance AUTO loans are subject to a minimum R.I.A. FCU floor rate of 1.99% APR, and 3.25% APR on RV/Marine/Motorcycle loans. Maximum rate of 18% APR for all loans. Maximum loan term of 66 months for the 1.99% APR rate on Autos, and maximum loan term of 60 months for 3.25% APR for RV/Marine/Motorcycle loans. Offer applies to closed end loans only. For example, a 66 month term auto loan for $10,000 at a 2.00% APR, the monthly payment will be $160.25. **Eligible collateral includes new through 10 year-old models only. Loans currently financed at R.I.A. FCU are not eligible for this promotion.