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Changes to Automated Payments

Sep 18, 2017
Changes have been made to Automated Clearing House (ACH) rules to make the system work faster. What does this mean for you?  Deposits and withdrawals on your account may show up sooner than they have in the past.  While everyone will be getting their deposits sooner, you need to be aware that withdrawals that in the past may have taken a day or two to process could come out of your account as soon as the same day they’re authorized.  

How quickly deposits and withdrawals show on your account is based on how fast the merchant or processor chooses to present them.  To avoid fees, always make sure you have funds in your account to cover any payments you make before you use your debit card, write a check, or authorize any payment.  You can always monitor your account using online banking, our mobile app, telephone banking, or account alerts.

R.I.A.'s Vision

R.I.A. Federal Credit Union is a progressive, member-owned cooperative whose purpose is to satisfy the financial needs of its members by providing high quality products and services that support the safety and soundness of the credit union.

Media Contact

Jake Ward
VP Marketing
563.355.3800 Ext 7004
Email Jake Ward

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