Branch Updates
THE BETTPLEX BRANCH IS NOW OPEN!
We are excited to announce our new BettPlex
branch is open out at 4880 Forest Grove Drive, just
south of the Bettendorf BettPlex Sports Complex. The
new branch offers full banking services and includes a
mortgage expert. Come visit us!
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85th Annual Meeting
R.I.A. Federal Credit Union held its 85th Annual
Meeting virtually on September 25th. The sole
purpose of this meeting was to elect directors
and address any other business that may be
presented before the Board. Chairman of the
Board, Mr. Ted Olson, Jr. presented his annual
report on the Credit Union’s 2019 performance.
Board of Directors and Committee reports
focused on the financial performance of the
Credit Union, along with plans to ensure future
growth and stability.
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Community Involvement
Donation to Honor Flight.
Even though we were unable to host our
Annual Golf Outing for Honor Flight of the
Quad Cities, we were still able to present
this wonderful organization with a check
for $4,700 with the help of our generous
sponsors who committed to sending their
support in 2020. We are looking forward to
hosting the outing again in 2021.
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Holiday Visa Special
For a limited time during December and
January, our Visa card holders can receive
a 2.9% APR on purchases AND balance
transfers for six billing cycles. ENJOY!
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Budgeting Tips for the Holidays
Holiday budgeting. We all say we’re going to do it around July. Then October rolls around
and – uh oh. That holiday savings account didn’t happen.
So how do you keep your spirits bright if you’re late to the planning process? Set some
guidelines for yourself right now and take a realistic assessment of your budget.
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No Longer Offering Perks Checking
We have made the decision to no longer
offer our Perks Checking Account. Members
with Perks can keep their accounts until
October 31st, 2020. After that, your account
will automatically convert to our Basic
Checking Account.
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Take Advantage of Low Auto Loan Rates
Are you in the market for a new
or used vehicle? Rates are at alltime
lows and we have the flexible
terms and payment options to
make car buying simple. Our Smart
Car Shopper allows you to locate a
new or used vehicle from different
dealerships, helps you estimate
payments, and provides pre-approval
before you head to the dealership in
person.
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30-Year Home Loans Fall to Historic Lows
INVESTORS AND HOMEBUYERS TAKE NOTE
Provided by Ryan Batey, Financial Professional
Lately, it can feel like each day brings a new headline about fluctuating
market behavior. But amid the ups and downs of 2020, there may be
some potential good news on the horizon. On July 16, 2020, the interest
rate for a 30-year home loan had fallen to 2.98%. In addition, the average
interest rate for a 15-year home loan had declined to 2.48%.
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