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Savanna, Illinois Credit Union

Local banking and loans in Savanna, Illinois.

R.I.A. Federal Credit Union

103 3rd Street
Savanna, Illinois

Phone: (563) 355-3800

Please note, our 273 phone number is no longer in service.

Location Details

Lobby Hours

Day Time
Mon - Fri 9:00 am - 5:00 pm
Sat 8:30 am - 12:00 pm

Drive Through Hours

Day Time
Mon - Fri 8:30 am - 5:00 pm
Sat 8:30 am - 12:00 pm

24-Hour ATM Available

Find more local ATM locations in Savanna and nearby.

Banking Services

  • Accepts Appointments
  • Cashier Check
  • Check Cashing
  • Drive Up Teller Services
  • New Account Openings
  • Notary


  • Personal Loans
  • Lifestyle Loans
  • Signature Loans
  • Student Loans
  • College Loans

Personal Loans

At R.I.A. Financial Credit Union, our Lifestyle Loans are ideal for your personal needs. This type of personal loan gives you the flexibility and cash to make purchases that are important to you. Whether you'd like to use your personal loan for a beautiful wedding here or nearby Galena, or would like to put it towards a dream vacation, we can help make it happen. Let's talk about your options and find the personal loan that makes sense for you.

Auto Loans

  • New Car Loans
  • Used Car Loans
  • Truck Loans
  • Motorcycle Loans
  • RV Loans
  • ATV Loans
  • Boat Loans
  • Vehicle Refinancing

Vehicle Loans and Auto Loans

If you're looking for vehicle loans in Savanna, usually it means one of three things. Either you're purchasing a car, a new 4x4 truck, or a new boat! Whatever you need that makes you happy, we offer auto loan solutions that are fast and easy to apply for. You'll find low rates, flexible terms, and easy repayment options. Approvals can be quick! Apply online!

Home Mortgage Loans

  • 10, 15, 20 and 30 Year Fixed Rates
  • First-Time Home Buyer Loans
  • New Home Construction Loans
  • Home Equity Loans

Home Loans in Savanna

Let's talk home loans. Savanna, Illinois is a beautiful and historic community along the Mississippi River front. If you're looking to become part of our neighborhood or are just updating your Savanna address, let us know. Our home mortgage officers are here to help guide you through the process of finding the right home loan solution for you. Whether you're a first-time home buyer or are building a new home, loan solutions that fit your budget and goals are available. 10, 15, 20 and 30 year fixed rates are available. Check out our Mortgage Center to get started.

Savings Accounts

  • Savings Accounts
  • Money Market Accounts
  • Youth Savings Accounts
  • Savings Accounts for Teens
  • Share Certificates
  • Individual Retirement Accounts (IRA)
  • Holiday Club Accounts
  • X-Tra Kash

Checking Accounts

  • Personal Checking Accounts
  • Business Checking Accounts
  • Debit Card Accounts
  • Start Smart Checking
  • Rewards Checking
  • Perks Checking

Personal Credit Cards

  • Bank Credit Cards with Visa
  • Visa Rebate Rewards
  • Visa Login
  • Visa Checkout

About This Savanna, Illinois Credit Union

At our credit union in Savanna, Illinois, we continue the tradition of bringing innovative financial methods rooted in old-fashioned customer service.

Membership here comes with many benefits. This includes being a part of our member-owned financial institution, where our end goal isn't to profit our board members alone, but to profit and benefit our entire membership. As we succeed as a financial institution, you succeed with us as stakeholders. That's what sets us apart from banks in the area. Our profits are put back into the credit union directly as higher dividends and better rates.

That's why you're able to find the most competitive rates of any bank or credit union in Savanna. Those rates apply to any share savings accounts, share certificates of deposits, and our loan products. You can always refer to our website or call or visit this branch for the most up to date rates.

Savanna: A Community We Share

We're rooted in the community and are proud to call this historic river town our home. Our Savanna credit union branch is located on 3rd Street, just off of Main Street and across the road from St. Peters Lutheran Church.

Supporting The Future

Through the R.I.A. College Scholarship program, we're also helping out students, in and around Savanna, plan ahead for their future. We're not just talking about student loans. For the 2018-2019 school year, five $1,000 scholarships were awarded through the program. In August of 2018, we were so proud to award one of those scholarships to a West Carrol Highschool student from neighboring Mount Carroll, Illinois. She demonstrated community involvement as a volunteer for the Mt. Carroll Ambulance and was part of fantastic school programs like the debate team and FFA. Students from Savanna and neighboring communities are encouraged to apply for the upcoming year. One of our favorite parts about this is to see all of the amazing students with bright futures who call this part of Illinois home.

Military Support

All of us here at R.I.A. FCU want to thank each one of our military members who have made the sacrifice to serve our country, as well as the families who stand alongside them. Your service means so much to each of us. That's why we wanted to partner with Military Cost Cutters, a veteran-owned company that provides many helpful services for veterans. Through this initiative, you as an active or veteran military personnel can become a new member of our credit union with a $100 incentive. Use it to open a savings and checking account. You can earn dividends on accounts with a minimum of $250. Learn more about this program with Military Cost Cutters here or stop by our branch in Savanna any time we're open.

Spreading Cheer Across Savanna

We're always looking for fun and helpful ways to bring a little smile to people in the community. At the start of the last school year, our team dropped off some delicious donuts to Savanna area schools. Our teachers take a lot of time and effort to educate our children, so it was just our way of thanking them and getting the year started off right!

Savanna is just one of the eleven credit unions we have located in Illinois, Iowa and Wisconsin. Our HQ is down in the Quad Cities and you can find convenient ATM's located nearby where you can access your accounts or log into your online banking account any time.

Apply to Become a Member Today!