Simplify Business Payments
Tools to help you get paid, make payments and manage your business.
Explore Business Payment Solutions
Explore convenient solutions designed to make managing payments and everyday business tasks a little easier.
Accept Payments
Flexible payment solutions for in-store, online and on-the-go transactions.
Manage Payroll
Simple payroll solutions to help manage your team and keep business moving.
Go Paperless
Secure online access to business statements whenever and wherever you need them.
Accept Payments with Clover®27
R.I.A. has partnered with Clover to help business members access payment processing solutions for accepting payments in-store, online or on the go.
Accept More Ways to Pay
Credit, debit, contactless and digital payment options.
Solutions That Fit Your Business
Options for countertop, mobile and online payment processing.
Support Your Growth
Tools that can help streamline payments and everyday business operations.
Simplify Payroll with ADP®
Payroll and workforce solutions designed to help make managing your business easier.
Simplify Payroll
Streamline payroll tasks and help make payday easier for your business.
Manage Your Team
Access tools designed to help manage employees and everyday workforce needs.
Save Valuable Time
Spend less time on administrative tasks and more time growing your business.
More Ways to Manage Your Business
Whether you’re in the office, on the road, or managing operations remotely, R.I.A.’s digital banking solutions are ready when you are.9
Zelle® for Business19
Send and receive money with eligible businesses and people you know and trust, right from R.I.A. Business Online Banking.
Business Bill Pay
Pay vendors, utilities and other business expenses with one-time or recurring payments through Business Online Banking.
E-Statements
Keep your business statements secure, organized and easily accessible through Online Banking.
How to Enroll
- Log in to R.I.A. Online Banking.
- Select E-Statements at the top of the screen.
- You’ll be directed to our eStatement provider’s website.
- Review and accept the eStatement disclaimer, then select Register to access your personal eStatement homepage.
Business Banking That’s Personal
Your business doesn’t fit into a box, and neither should your banking. Our Business Team is here to help you find the accounts, payment solutions and services that fit the way you do business.
Business Payments FAQ
You have questions. We have answers. See below for a list of our most frequently asked business payments questions.
Through our partnership with Clover®, R.I.A. provides access to flexible merchant services that help businesses securely accept credit, debit, contactless and online payments. Available solutions can support a variety of business needs, from everyday transactions to managing sales and operations.
From retail shops and restaurants to service providers and other businesses, Clover® offers payment solutions for a variety of industries. Our Commercial Banking Team can help you explore options for accepting payments in-store, online or on the go.
Simply contact our Commercial Banking Team to discuss your business and payment processing needs. We’ll help connect you with our Clover® partner to explore available solutions, equipment and pricing.
R.I.A.’s partnership with Clover® connects business members with payment processing solutions while maintaining the personal service and local support they know and trust. Our Commercial Banking Team can help you explore available options and find solutions that fit your business needs.
Disclaimer
9. Digital Banking Features
- (Mobile Banking) Message and data rates may apply; consult your carrier for further details. Not all mobile devices are supported.
- (Mobile Pay)
- Apple, the Apple logo, iCloud and Apple Pay are trademarks of Apple Inc.
- Google Pay is a trademark of Google LLC. Android, Google Pay and the Google Pay logo are trademarks of Google LLC.
- Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
19. Zelle
- Mobile network carrier fees may apply.
- Must have a bank account in the U.S. to use Zelle®.
- Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®.
- In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®.
- Copyright © 2026 R.I.A. Federal Credit Union. All rights reserved. Terms and conditions apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
27. Clover
- © 2025 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network,
LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant
Processing Agreement with First Data Merchant Services LLC. All trademarks, service marks and trade names
referenced in this material are the property of their respective owners.
Have Questions?
Let’s Keep Your Business Moving
Find the tools and support you need to simplify your finances and keep your business moving forward.