Commercial Real Estate Loans
Flexible Financing for Your Investment Properties
What We Offer
R.I.A. offers smart, local solutions to help you move forward with confidence. Explore our range of loan options designed to support your goals — now and into the future.
Loans for Single-Family Investment Homes²⁶
Secure financing for residential rental properties to build steady cash flow and long-term value.
Loans for Multi-Tenant Properties (1-4 Family)²⁶
Get the support you need to acquire or refinance apartment buildings, duplexes, or other multi-unit complexes.
Competitive Rates & Flexible Terms
Our loan solutions are built to help you succeed — with terms and rates tailored to your project and budget.
In-Market Expertise & Local Decision-Making
Our experienced team knows the local market and is here to guide you through every step of the process.
Meet Our Business Team
Our experienced business team is here to get to know you and your business, understand your goals and help you find solutions that support your success.
Why Finance with R.I.A.?
When it comes to commercial real estate lending, you need a partner who understands your goals and moves at your pace. At R.I.A., we offer relationship-based lending with the flexibility and expertise to help your project succeed.
Personalized Lending
Work with local lenders who take time to understand your business and are invested in your long-term success.
Flexible Loan Options
Choose from a variety of loan structures tailored to fit your strategy, timeline, and financing needs.
Fast, Local Decisions
Get the answers you need quickly from a team that knows the local market — so your project never stalls.
Rates That Work for You
We offer competitive rates and terms designed to help you maximize returns on your investment.
Commercial Real Estate Loans FAQ
You have questions. We have answers. See below for a list of our most frequently asked questions about our commercial real estate loans.
We offer commercial loans for Investment Property (1-4 Family) that you purchase in your name.
Disclaimer
26. Investment Real Estate
- We offer commercial loans for Investment Property (1-4 Family) that you purchase in your name.
- Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications.
- Payments based upon a $125,000 purchase price with 20% down, loan amount of $100,000. Taxes and insurance premiums are not included in the payment. The actual payment obligation may be greater.
- 5/1 Adjustable-Rate Mortgages (ARM) offer a fixed rate for the first five years of the loan and may vary every year after the fixed period. Example: For a $100,000 loan at 5.674% APR, the first 60 payments are $567.16, with 12 payments at $698.53 if the rate were to adjust to 7.697%, 12 payments at $840.12 if the rate were to adjust to 9.724%, 12 payments at $989.53 if the rate were to adjust to 11.754%. The maximum lifetime cap is 6%.
- 10/1 Adjustable-Rate Mortgages (ARM) offer a fixed rate for the first ten years of the loan and may vary every year after the fixed period. Example: For a $100,000 loan at 5.937% APR, the first 120 payments are $583.57, with 12 payments at $716.41 if the rate were to adjust to 7.961%, 12 payments at $859.15 if the rate were to adjust to 9.988%, 12 payments at $1,009.41 if the rate were to adjust to 12.018%. The maximum lifetime cap is 6%.
- Loans are subject to credit approval. Restrictions may apply.