Business Account Checklist

A helpful guide for opening a business account at R.I.A.

What You’ll Need To Get Started

At R.I.A. Federal Credit Union, we’re committed to making your business banking experience simple, secure, and compliant. Before opening your account, please review the checklist below for your business type. Having these documents ready will help us serve you faster and ensure your account is opened smoothly.

Business Type	Required Documents
Club / Association	Proof of Tax ID (IRS letter, recent tax filing first page, or Schedule C) Sponsoring agency letter verifying club / association affiliation
Corporation	Proof of Tax ID (IRS letter, recent tax filing first page, or Schedule C) Articles of Incorporation Certificate of Existence / Good Standing Certificate of Assumed / Fictitious Name (if applicable)
Limited Liability Company (LLC)	Proof of Tax ID (IRS letter, recent tax filing first page, or Schedule C) Operating Agreement / Articles of Organization Certificate of Existence / Good Standing Certificate of Authority / Designation (if applicable) Certificate of Assumed / Fictitious Name (if applicable)
Partnership	Proof of Tax ID (IRS letter, recent tax filing first page, or Schedule C) Partnership Agreement Depending on Partnership Type: General Partnership: Trade name filing with county clerk if using a name other than partner names Limited Partnership: Certificate of Limited Partnership + Certificate of Existence Limited Liability Partnership: Statement of Partnership + Certificate of Existence
Sole Proprietorship	Proof of Tax ID (IRS letter, recent tax filing first page, or Schedule C) Trade Name Certificate (if using a DBA)

To make the account opening process smooth and efficient, please be sure to have all the required documents ready before your appointment or online application. We’ll need proof of your business’s existence and eligibility to get started!

Have Questions?

If you have questions about opening a business account and the required items, please contact us.