Resources for a Better Life Spring 2022

DIGITAL BANKING MADE EASY

FREE CREDIT MONITORING WITHIN ONLINE AND MOBILE BANKING

Digital banking devices

Understand your credit score, factors that impact it, and what you can do to strengthen it, all within online banking and mobile banking. Access your score wherever you are.

Analyze Your Credit

Access your credit score wherever you are. Get convenient access to your daily score updates, credit alerts, monitoring, and personalized offers that could save you money. Understand your overall score rating and view recommended actions to improve your score. View your payment history, credit usage, account mix, credit age, and inquiries, and how each category affects your score. 

Analyze your credit

View Your Detailed Credit Report

No more guessing how your credit is doing. Navigate through a detailed credit report to understand exactly what is affecting your score. You can even download your report to view it offline. Included in your report are open and closed accounts, collections, any inquiries you’ve made to your credit, public records, and your personal details. 

View your credit report

Simulate Your Credit Score

Use the credit score simulator to see what could happen to your vantage score if you were to take certain actions. Compare your current score to a simulated score based on actions you could take. For example, you could see how your credit would be affected if you apply for a new credit card, pay down balances on credit cards, or even miss a monthly payment.

Simulate your credit score

MONEY MANAGEMENT IN ONE LOCATION

Make understanding your finances easy by viewing all accounts, even external accounts, and transactions within one platform. View trends, create budgets, and set goals to complete. Dive even deeper to see detailed transactions and into what category they fall. Use this knowledge to view how much you spend in each category, and how that compares to other expenses. 

Set budgets and see how you’re trending over time.

Determine where you can cut back, and where you’re excelling. See just how many times you ate out last month, or how your utility bills are trending. At a glance, see how much of your budget has been spent, or how your spending compares to last year. View your debt and the schedule of payments. Organize your debt in the order you want to pay it off and see how an extra payment will affect your payoff date. 

Set goals and work toward completing them.

Save for a new house, pay off your auto loan, or put money away for retirement, and watch your progress as you go. Make sure you always have enough to cover your expenses by tracking your cash flow. 

Money Management screen view

COMMUNITY INVOLVEMENT

QC Food Drive Group Photo

ANNUAL FOOD DRIVE

The credit union participated in our annual food drive for our local food pantries. Employees donated money to wear jeans and promoted donations from our wonderful members. Overall, over $4,500 and 780 pounds of food were donated to our local food banks and pantries.

HONOR FLIGHT GOLF OUTING

We are excited to once again host the 7th Annual R.I.A. Federal Credit Union Golf Outing for Honor Flight. 

WHEN: Friday, May 20th at 11 a.m.
Lunch and registration scheduled
from 10-11 a.m.
WHERE: Byron Hills Golf Course
COST: $125 per person or $500 per foursome

To sign up or sponsor reach out to Kaelyn Hagens at 563-355-3800 ext 7104, or khagens@riafcu.com.

Honor Flight Golf Outing Group Photo
JA Bowl-A-Thon Group Photo

JA BOWL-A-THON

We had a fantastic turn out at the JA Bowl-A-Thon. R.I.A. sponsored 6 lanes and 30 employees got together and enjoyed an afternoon of team bonding, bowling, and supporting a great cause! The proceeds from this event benefit Junior Achievement.

HONOR FLIGHT GOLF OUTING

We are excited to once again host the 7th Annual R.I.A. Federal Credit Union Golf Outing for Honor Flight. 

WHEN: Friday, May 20th at 11 a.m.
Lunch and registration scheduled
from 10-11 a.m.
WHERE: Byron Hills Golf Course
COST: $125 per person or $500 per foursome

To sign up or sponsor reach out to Kaelyn Hagens at 563-355-3800 ext 7104, or khagens@riafcu.com.

Honor Flight Golf Outing Group Photo
Wear Red Day at R.I.A.

WEAR RED DAY

Bettendorf, BettPlex, and Davenport supported National Wear Red Day by wearing red for the American Heart Association. Wear Red Day was started to bring awareness to eradicate women’s heart disease for American Heart Month.

BIG BROTHERS BIG SISTERS PUTT-A-ROUND

The R.I.A. team built a hole and set it up for a weeklong event benefiting Big Brothers Big Sisters. The theme was Club R.I.A. and included a tent decorated with fun lights, balloons, and music. Golfers had the opportunity to putt through a blind entrance into the tent. A team of R.I.A. golfers participated at the event, and even won a traveling trophy and bragging rights until next year’s event.

Big Brothers Big Sisters Trophy

MARTINI SHAKE OFF

R.I.A. sponsored this year’s Martini Shake off, benefiting HAVlife of the Quad Cities. HAVlife of the Quad Cities was established to shed light on lost potential in youth ages 10 to 15. Their mission is to help provide funds for children to be able to participate in camps or events that their families can’t afford.

BILL PAYMENT SIMPLIFIED

Bill Pay Calendar Scheduler

Make bill payments easier with EZ Bill Pay. Completely free to use, pay just about anyone by logging in to online banking and mobile banking. Set up one time and recurring payments and let us take care of the rest for you. You can even view an electronic copy of your paper bill, an eBill, anytime. Pick who gets paid, when and how much – then just click pay. Use our calendar widget when scheduling payments to see when a payment can be delivered.

Bill Pay Setup

Special Closings

Memorial Day
Monday, May 30
Juneteenth 
Monday, June 20 (observed)
Independence Day
Monday, July 4

Remember, you can still access your credit union account on holidays and after hours with your R.I.A. FCU ATM/Debit Card, Mobile Banking, DANA or Internet Account Access. Sign up today!

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Disclaimer

9. Digital Banking Features

    • (Mobile Banking) Message and data rates may apply; consult your carrier for further details. Not all mobile devices are supported.
    • (Mobile Pay)
      • Apple, the Apple logo, iCloud and Apple Pay are trademarks of Apple Inc.
      • Google Pay is a trademark of Google LLC. Android, Google Pay and the Google Pay logo are trademarks of Google LLC.
      • Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

Have Questions?

If you can’t find what you are looking for or have questions, simply drop us a note and we’ll be happy to assist.