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Share Certificates

Get a high fixed dividend rate on your savings and let the dividends come rolling in with a Share Certificate from R.I.A. Federal Credit Union.

We offer a wide variety of share certificates with lots of different terms available. No other investment is as certain or as safe.


  • Fixed rates
  • Your deposits are covered up to $500,000 with up to $250,000 provided by NCUA and up to $250,000 by Excess Share Insurance.
  • Terms from 91 days to 5 years
  • Most certificates renew automatically at maturity
  • Compounded dividends