Get the Education you Deserve with a Low Interest Student Loan

Here To Help You Build Your Future 

Don’t let finances get in the way of getting a high quality education. Work with our team to see if we can provide the financial resources needed to cover your education expenses14.

Looking To Consolidate Student Loan Debt?

We can help you take control of your student loan debt. Refinancing14 your federal and private loans can help reduce your monthly payments and help you pay off your loan faster.

Low Rates on All Student Loans

R.I.A. Federal Credit Union is proud to support the financial needs of students with low rates14 on all of our student loans.

Student Loans Built Around Your Needs

Whether you need a small loan to cover a gap in financial aid or you are looking to consolidate existing student loan debt, rest assured we have the resources14 to support your needs.

Borrow What You Need

Borrow up to $120,000 with an undergraduate loan or up to $160,000 with a graduate loan14.

No Origination Fee

We’ll never charge you any origination fees to process your loan application.

Save Money with Autopay

Set up recurring monthly payments and enjoy a .25% interest rate reduction14.

Release Your Cosigner

Give more flexibility to your cosigner by releasing them from your loan after 24 consecutive on-time payments.

Student Loan FAQ

You have questions. We have answers. See below for a list of our most frequently asked student loan questions.

Do I need to be a member to apply for a loan?

Membership is not required to apply for a loan with R.I.A. Federal Credit Union. However, you will need to become a member to finalize the loan. When you open an account with us you become a member of our credit union.


14. Student Loans

    • Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications.
    • Loans are subject to credit approval. Restrictions may apply.

Still Have Questions?

Get Started

Ready to secure your future? Take 15 minutes to apply for a low interest student loan with R.I.A. today.