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R.I.A. FCU Credit Union

For a limited time take advantage of our Very Merry Visa Special!

Enjoy our Holiday Visa Special - 5.9% APR Introductory Offer.

  • 5.9% APR on purchases, cash advances, and balance transfers
  • Valid for transactions between November 15th and December 31st, 2018
  • No balance transfer or cash advance fees - Submit Balance Transfer Request
  • Valid for current and new Visa card holders
  • Special rate will be in effect until the end of your May 2019 billing cycle
  • Once the introductory period has ended, introductory balances will revert back to the low rate of 8.8% APR, 9.8% APR, or 12.8% APR depending on card type
  • Affordable payments
  • Apply now or call 563-355-3800

5.9% APR Holiday Visa Special! Any Questions?

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Call 563-355-3800
*APR = Annual Percentage Rate. Purchases, cash advances, and balance transfers made from November 15th, 2018 through December 31st, 2018 will enjoy the low rate of 5.9% APR until the end of the May 2019 billing cycle. Once the introductory period ends, Visa Gold will revert back to the rate of 8.8% APR, Visa Classic will revert back to 9.8% APR, and our Secured Visas will revert back to 12.8% APR. Not all will qualify. Must be a R.I.A. FCU member to take advantage of this offer. Join today.

Low Rate Visa Card Offer


We know you're making a lot of purchases this holiday season. Whether it's for gifts, food and entertainment, or parties, we are all spending more this time of year. That's why R.I.A. Federal Credit Union is offering a limited time special low rate Visa Card for new and existing card holders. Any transaction you make between November 15th and December 31st, 2018 can benefit from a low APR.

This is also a smart way to take advantage of cash advances with a low rate Visa Card. Use your card to get a short-term cash loan at any R.I.A. Federal Credit Union branch or ATM offered at this low introductory rate. There are no cash advance fees, which makes it much more convenient and affordable for you!

We also invite you to use this low rate for balance transfers. If you qualify and are paying more on your current credit card debt, this is a great time to transfer your balance. This Visa Card offer comes with no balance transfer fees, so get started with your application now!