Whether you're interested in buying a new or used car, your first stop should be R.I.A. Federal Credit Union
Apply for your pre-approval so you have extra negotiating power the moment you walk onto the lot.
You could be approved for a low auto loan rate
*Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications.
**Loans are subject to credit approval. Restrictions may apply.
Auto Loan Pre-Approvals
Getting pre-approved for your auto loan can put you in a great position to negotiate when buying your next vehicle. Most people don't like the car buying process as it is. However, when you already know what your interest rate will be and loan terms, you can stand firm during the whole car buying experience.
Before you head out to the car lot, we encourage you to stop into any of our branches to discuss your options. We'll talk with you about how much you're looking to spend and what you can afford. After running the numbers, you could be approved for an auto loan rate that's lower than what your dealership can offer.