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Personal Lifestyle Loans

If you need help paying for a new computer, car repairs, or a vacation getaway, R.I.A. Federal Credit Union has just the loan for you.

A Lifestyle Loan offers cash up to $20,000 for qualified borrowers with no collateral and no prepayment penalties.


  • Low rates*
  • Affordable payments
  • No collateral necessary
  • No prepayment penalties
  • Easy to apply
  • Rates based on credit history & relationship pricing*
  • Loans are subject to approval
  • Certain restrictions apply
  • Must be a credit union member to receive a loan
  • Amounts up to $20,000
Take a look at our rates.

*Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications